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Freddie Mac Underwriter
Perform all duties associated with underwriting.
Essential duties and responsibilities include the following. Other duties may be assigned:
The Mortgage Loan Underwriter reviews each mortgage file for an applicant’s work history, credit history, and all liabilities and assets contained on a mortgage loan application, along with any other information required for loan approval. The mortgage loan underwriter then confirms that each of the previously reviewed and required items has been verified and appropriate written documentation for same is included in all files prior to final loan approval.
The underwriter then uses these items and additional information contained on the application to determine whether an applicant meets all the underwriting guidelines for the particular mortgage loan requested. The Underwriter may decline applicants not meeting the underwriting guidelines, or applicants considered to be too high of investment risks. In addition to these responsibilities, the mortgage loan underwriter may provide information to the loan originator as to alternatives to loan denials.
Type of Loans to underwrite:
To include:Conventional mortgage loans and USDA/MPF according to approved underwriting credit guidelines as prescribed by Freddie Mac, and USDA/MPF and/or United Bank – must follow individual investor guidelines with respect to possible additional overlays on each product. HELOC and Internal loans as necessary.
This is a full or Part-time position at our Eau Claire Office
United Bank is an Equal Opportunity Employer/Member FDIC
Email resume to: email@example.com
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