United Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. NOW accounts earning more than 25 basis points, or tied to an independent index that could result in a higher earning rate of more that 25 basis points, are not currently guaranteed under the Temporary Liquidity Guarantee Program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

For more information, visit the FDIC's website.