Whether you are just starting your savings account or have been saving for years, United Bank has a product that is just right for you!
An important part of every complete savings program.
This convenient account earns interest from the day of deposit to day of withdrawal. Earnings are credited semi-annually. Avoid monthly minimum balance fees by keeping at least $50.00 in the account daily. Make up to six (6) withdrawals or transfers per month free of charge. Service charges and balance requirements do not apply to minors.
A Junior Savers account is a great way to help the children in your life learn how to save money. For children 12 and under, Junior Savers club members receive a FREE Piggy bank with a new account as well as:
*In-person deposits are eligible for Club card stamps; deposits made online, by phone, or by any other non-teller method are not eligible. Limit of one stamp per day.
**Gift card will be mailed within 30 days of redemption. 1099 may be issued.
***Minimum Opening Deposit: $5. Account restricted to six withdrawals per month. Only one Junior Savers Savings account per person.
Savers Plus Savings
Reach Your Savings Goals With Savers Plus!
Whether you’re saving for the holidays, taxes, vacation … this account offers the opportunity to save at your own pace. Simply choose a date that you wish to have the funds available, deposit as often as you wish, and on your “maturity date” your funds will be ready to use! Deposits are unlimited and to build your Savers Plus account as you planned consider setting up an automatic transfer from your United Bank checking account. Withdrawals before your chosen “maturity date” receive a $5.00 Early Withdrawal Fee. Interest is credited semi-annually and at your “maturity date”.
Three convenient options for receiving funds:
Whether you’re investing $2,500 or $250,000 our money market accounts provide competitive yields with limited check-writing capability. You’ll receive a monthly statement and monthly interest. A $10 monthly fee applies if your balance drops below $2,500 on any day of the monthly cycle.
Invest less, earn more!
The MaxRate Savings Account offers a premium interest rate on a traditional savings account for those customers who keep a slightly larger balance in their account. With a minimum balance of just $2,000 you can take advantage of this great interest rate without breaking the bank! Interest on the MaxRate Savings Account is compounded and credited monthly. Make up to six (6) withdrawals or transfers per month free of charge.
Saving for retirement?
United Bank offers many options for your Individual Retirement Account, from a simple IRA Savings account all the way on up. Any of our Certificates of Deposit may be used as an IRA. We offer both Traditional and Roth IRA options and our personal bankers will work with you to determine the account that best fits your needs.