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Business Banking Accounts

Checking and Savings accounts and more to serve your business

No matter the size of business or account, United Bank has one to work for you.

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Commercial Direct Checking Accounts

Several account options to fit the needs of your growing business offering extra rewards and benefits for accounts with higher balances.

Commercial Direct I

  • $10,000 minimum balance requirement**
  • 260 monthly transactions at no additional cost*
  • Auto sweeps at no additional cost

Commercial Direct II

  • $25,000 minimum balance requirement**
  • 280 monthly transactions at no additional cost*
  • Auto sweeps at no additional cost
  • Up to $50 monthly credit for ACH (5 files/batches)

Commercial Direct III

  • $50,000 minimum balance requirement**
  • 300 monthly transactions at no additional cost*
  • Auto sweeps at no additional cost
  • Remote Capture monthly charge waived (save up to $40) and the first scanner is free (up to $700 value)

*Transactions include, but are not limited to checks written and items deposited.
**The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change.

Business Analysis Direct Accounts

An analyzed account that puts your higher account balances to work for you.

    Activity Costs:

  • No Minimum Balance Requirement
  • Earning credit*
  • $0.00 deposits and other credits
  • $0.10 for checks paid & other debits (per item)
  • $0.00 Deposited items-on United Bank (per item)
  • $0.04 Deposited items-local (per item)

*Each month balances earn a competitive market rate based on 75% of the current four-week average yield on the 90-day Treasury Bill. This value is automatically applied to compensate monthly activity charges. Rates subject to change.

Business Direct Accounts

Simplify your banking while adding convenience and value for your new or small business.

Business Direct I

  • No Minimum Balance
  • 120 monthly transactions at cost*

Business Direct II

EIN Required
No minimum balance requirement
$25 Monthly maintenance Fee includes:

 

  • ACH Credit up to $50 or Remote Deposit Credit of $40
  • 240 monthly transactions at cost*

 

*Transactions include, but are not limited to checks written and items deposited.

Non-Profit and Municipality Checking Accounts

Interest-bearing accounts tailored to fit the needs of non-profits and municipalities

  • No balance requirement
  • No monthly transaction charges*
  • Interest bearing account**

*Interest rate and annual percentage yield varies based upon the daily balance in the account. Rates subject to change.

Business Savings Accounts

United Bank offers multiple savings solutions for any business need. Your savings account can easily be linked to your checking for overdraft protection, automatic transfers, or sweeps.

Learn more about our convenient banking services

We’re here to help you grow your business!

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Credit Cards


United Bank offers business and personal credit cards, complete with a convenient online portal that will help you manage your activity and payments.

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CDs & IRAs


Maximize your interest earnings with United Bank's CDs and IRAs, perfect for long-term or larger sum savings.

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Online Services


Securely access your United Bank accounts from anywhere in the world with our online services.

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Savings


We offer a variety of personal savings options that offer you the right amount of flexibility and exclusive benefits.

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