What is Treasury Management? The title Treasury Management at United Bank is used to describe the family of services for businesses and organizations used to manage your day to day transactions including direct deposit payroll, paying bills online, receiving payments online, accepting credit cards, making remote deposits, and account to account transfers. Almost any size of business can benefit by utilizing secure technologies to streamline cash management processes in our Treasury Management category of services.
ACH (Automated Clearing House)
This service allows you to initiate ACH Payroll or Other Payments via Online Banking for direct deposit.
*Limitations, fees, and cut-off times apply. *ACH Agreement and Online Banking Application required
Online bill pay for businesses allows prompt, secure payment of any bill without you handling physical checks, envelopes, or postage.
Positive Pay is a check fraud detection tool that matches clearing checks for valid account number, check number and dollar amount. Checks are verified against a pre-populated list of issued checks authorized and issued by your company.
*Cutoff times and fees apply; Positive Pay Agreement and Online Banking Application required
Convenient payment processing system that allows for credit, debit, and mobile wallet payments with acceptance of major credit cards including CHIP/EMV cards and Apple Pay TM
Innovative payment solutions including all-in-one wireless smart terminals, mobile, and tablet based payment solutions
Fast next day funding
Loyalty and gift card programs
24/7/365 Customer Support
Online reporting and support tools
Data security solutions that help keep your payments and business protected from fraud
Multiple payment processing options include secure mobile processing, analog, wireless, and digital terminals plus the ability to accept payments through the internet
Voice Banking allows you to access your accounts 24/7 from a touchtone phone.
United Bank offers two options for remote deposit capture for commercial banking clients. For clients with a small number of paper check deposits Mobile Remote Deposit Capture is an exceptional tool. For businesses and organizations with more checks, a secure remote deposit scanner is more efficient and cost-effective choice.
Mobile Remote Deposit Capture
This service allows you to deposit checks using your smartphone to capture a check image and transmit the information to United Bank. *Fees and cutoff times apply; Mobile Remote Capture Addendum required.
Remote Deposit Scanner
This service utilizes a small scanner which allows you to easily and quickly capture a check image at your location and securely transmit the information to United Bank for deposit.
Save time and money by making fewer trips to the bank
Speed up cash flow by putting your money to work as soon as you receive it
Make deposits 24 hours a day/365 day a year for your convenience
Access a comprehensive history of past check images and data
Businesses often have a need to transfer funds across accounts and institutions or for international trade. United Bank’s wire service allows you to direct United Bank staff to transmit funds from an Account. United Bank may transfer funds by using any commercially reasonable funds transfer system, and the transfer may be made in whole or in part through the automated payments network operated by the Federal Reserve System called Fedwire. *Cutoff times and fees apply, Wire Agreement required.